chegg an individual who has a steady source of income and a reasonable chance to repay debts would choose chapter 13 rather than chapter 7 of the u.s. bankruptcy code. question 5 options: true false

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Answer 1

True, An individual has the chance to submit a plan of reorganisation under Chapter 13 of the United States Bankruptcy Code and not under chapter 7.

In order to offer a chapter 13 plan that addresses all of their different classes of creditors, a person must have a regular source of income. As long as a chapter 13 plan satisfies the necessary standards under chapter 13, the bankruptcy court has the authority to accept it without the consent of creditors.

People who file for Chapter 13 bankruptcy—also referred to as a "wage earner's plan"—pay an assigned, unbiased trustee a predetermined monthly sum.

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Complete Question: (True/False) Individual who has a steady source of income and a reasonable chance to repay debts would choose Chapter 13 rather than Chapter 7 of the U.S. Bankruptcy Code.


Related Questions

dan spent $200 on a new computer monitor that he purchased from a local store. the local store had bought it from an area wholesaler for $150. the area wholesaler had bought it from the manufacturer for $85. the manufacturer bought raw materials that cost $10 to produce the monitor. for the raw‑materials provider, the $10 was pure profit. this monitor also had cost the manufacturer $65 in wages, the area wholesaler $20 in wages, and the local store $15 in wages.

Answers

By adding up each dollar spent on final items, Dan changes the GDP by spending $200 on a new computer display. A $200 change in GDP results.

A change in GDP is calculated by totaling all dollars of output produced and identifying the value contributed at each stage.

Local retailer added $50 in value ($200 - $150).

$150 minus $85 is equal to $65, which is the value added by the wholesaler.

Value added by the manufacturer is $75 ($85 - $10).

$10 minus $0 is the value the raw material supplier added.

GDP equals the sum of all value added.

GDP change is $50 plus $65, $75, and $10.

$200 is the change in GDP.

change in GDP calculated by summing together all income.

GDP change equals the difference between wages and profits earned by employees.

Costs minus value added by the manufacturer equals manufacturer profits.

$75 - $65 is the manufacturer's profit.

Manufacturer gains equal $10.

Wholesaler costs minus value added equals wholesaler profits.

Distributor profits are $65 - $20.

Wholesaler profits = $45

Local store profits = Value added by Local store - costs

Local store profits = $50 - $15

Local store profits = $35

Raw material provider profits = Value added by Raw material provider - costs

Raw material provider profits = $10 - $0

Raw material provider profits = $0

Change in GDP = Wages for workers at manufacturing + Wages for workers at wholesaler + Wages for workers at local store + Profits for manufacturer + Profits for wholesaler + Profits for wholesaler + Profits for raw material provider

Change in GDP = $65 + $20 + $15 + $10 + $45 + $35 + $10

Change in GDP = $200

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dave had little patience with his team who opposed his ideas. he had a strong need to be right despite the circumstances. what kind of communicator does dave seem to be? question 6 options: a) provisional b) certain c) strategic d) neutral

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Dave seem to be certain communicator. He had little patience with his team who opposed his ideas. He had a strong need to be right despite the circumstances.

Communicators who talk with certainty appear narrow-minded and not willing to listen to other points of view, whereas provisional communication entails recognizing other different points of view and possibilities. Certainty language implies that there is just one solution, and the speaker knows it. He has a strong need to be right despite the circumstances.  The use of provisional language indicates to the listener that the communicator is open to ideas.

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A basic test of the usefulness of the market segmentation process is whether it leads to tangible marketing actions that can.

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A basic test of the usefulness of the market segmentation process is whether it leads to tangible marketing actions that can.  increase sales and profitability

What's market segmentation illustration?

Common exemplifications of market segmentation include geographic, demographic, psychographic, and behavioral. Companies that understand market parts can prove themselves to be effective marketers while earning a lesser return on their investments. The three main types of market  segmentation are demographic, psychographic, and behavioral. Demographic segmentation divides people grounded on their age, income, education position, and occupation. Some exemplifications of companies that use demographic segmentation include insurance providers, healthcare companies, and banks.

What's tangible marketing?

Tangible marketing consists of all types of print media. exemplifications include books, magazines, journals, leaflets, direct mailers, bills, promotional particulars, business cards and more.Tangible marketing is the use of promotional particulars to contribute to brand recognition and client fidelity. Gifts and gifts should be approached with a defined strategy in order to produce the loftiest impact for your marketing bones.

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perfectly inelastic demand is represented by a demand curve which is , and relatively inelastic demand is represented by a demand curve which is .

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A vertical curve straight line is perfectly inelastic demand is represented by a demand curve which is, and relatively inelastic demand is represented by a demand curve.

What is vertical curve straight line?

The curve separating two straight portions of a road with different slopes. The curve provides a smooth change from one inclination to the other for haulages.

Sag curves and crest curves are the two types of vertical curves. Sag curves are utilized when the change in grade is positive, as in valleys, and crest curves when it is negative, as in hills.

Thus, it is a vertical curve straight line.

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Why do economists believe that market‑based strategies are more likely to achieve efficient pollution abatement than regulatory agencies?.

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Because the firm will seek low-cost options that will maximize profit and responding to price is less is more likely to lead to an efficient outcome.

In the financial idea, earnings are the excess earned above the normal go back on capital. earnings turn out to be the more of general revenue over the opportunity rate of manufacturing the coolest. thus, a business enterprise incomes zero economic income is still incomes a normal or aggressive go-back.

Profit is an absolute extensive variety decided with the resource of the number of profits or sales above and beyond the costs or expenses a business enterprise incurs. it is calculated as overall sales minus general charges and looks at an enterprise's earnings announcement.

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PLEASE HELP ACCOUNTING
Question 4 of 10
Which of the following should be included in
any journal entry?

A. A calculation of owner's equity

B. Either a debit or a credit

C. The total debits and credits for
the period

D. Both a debit and a credit

Answers

Answer:

The answer is D.

Explanation:

In a journal entry you are balancing your accounts. You have Debits and Credits. Think of the acronym DEAD when determining which is which. DEAD is Debits = expenses, assets, and dividends. Debits are always balanced out by credits. So for example if you had rent to pay, you would list that as a debit (it is an expense). The credit would be cash (cash is NOT an asset when thinking in terms of accounting).

SO:

10/12/22  Rent Expense    $500

                                                      Cash          $500

For everything, there is a balance. You want to know what counters a given account.

review the following totals from a work sheet. based on these totals, the company experienced (a) net (income/loss) of $. income statement balance sheet debit credit debit credit $10,000 $7,500 $41,000 $43,500

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Review of a work sheet based on these totals the company experienced (a) loss

(b) $2,500, 2500, or $2500

A corporation, often known as co., is a legal entity that stands for a group of people with a certain goal who are either natural, legal, or a combination of the two. Members of the company work together for a shared cause in order to accomplish clearly stated objectives.

So that the company itself has limited liability as members fulfill or fail to fulfill their obligations in accordance with the publicly stated incorporation, or published policy, a company may be established as a legal entity. A review is an assessment of a work of literature, a piece of merchandise, a business, a topic in politics or culture, or a firm. The reviewer may rate the piece in addition to giving it a critical evaluation to convey its relative worth.

A collection of reviews might be referred to as its own review.

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ricardo started a web design company while still in college. he sold the company after graduation, and opened a computer repair shop. most recently, ricardo has started a marketing firm that specializes in social media. ricardo is an example of a(n):

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While considering his previous entrepreneurship exploits, as he (Ricardo) has also started a marketing firm that specializes in social media. Then, he is an example of a lifestyle entrepreneur.

Who is a lifestyle entrepreneur?

Basically, a lifestyle entrepreneur means a person that creates a business for the purpose of changing their lifestyle, rather than for making profits. They usually wants to create any business because they are passionate about it and believe that it will be personally rewarding for them.

While it is very possible that such business that the individual creates will eventually become successful, also, because of how passionate they are, the success will bot be brought about because of a focus on obtaining profits.

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An organizational ______ is someone whose accomplishments embody the values of the organization and whose accomplishments are put forth to motivate other employees to do the right thing.

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An organizational hero is a person whose achievements embody the principles of the organization and are put forward to motivate other employees.

Within the context of organizational settings, organizational heroes are those individuals who are admired for their accomplishments and qulaities.  They are hard-working and talented people with sheer,strenght, knowledge, and will. The organization's heroes work for long hours to complete the job tasks because other employees in the organization do not possess the required experience, knowledge, or skill to perform the tasks.

The organizational heroes are highly engaged and goal-driven people who inspire other employees to be more engaged and productive. Organizational heroes are critical to the success of the organizations more often in cases when the organizations are dealing with restructuring.

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Sbj’s chris smith writes about institutional multiteam ownership as a closely watched trend in sports finance. Which major sports league is the last holdout for allowing this approach?.

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CAZ Investments enters the expanding institutional ownership market with a focus on the final holdout league.

Institutional multiteam ownership is one of the market phenomena that has recently drawn the most attention. The nation's biggest leagues have long prohibited the practice, but barriers are beginning to fall as a result of the urgent need for cash and the skyrocketing franchise costs that have priced out many potential buyers.

Despite the market's relative youth, many early adopters are testing the waters. After becoming the first fund to receive approval to do so in 2019, Dial Capital's Home Court Partners bought modest percentage shares in a number of NBA clubs, including the Atlanta Hawks, Phoenix Suns, and Sacramento Kings.

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What type of communication provides powerful analytics that allow entrepreneurs to determine the effectiveness of their communication efforts?
O A. Interior communication
О в.
OC.
Nonverbal communication
Social media communication
D. Creativity communication

Answers

An appropriate choice is option (c). Business owners can use social media communication's robust analytics to assess the success of their communication efforts.

Social media communications are what?

A communication method based on the internet is social media. Users can converse, share knowledge, and publish content online via social media platforms. Social media describes how individuals interact with one another through the creation, sharing, and/or exchange of knowledge and ideas in online groups and networks.

What constitutes effective corporate communication?

Interaction between people is facilitated via communication. Entrepreneurs continually aim to enhance their communication skills because doing so will help them share and express their ideas clearly, as well as interact with their team, clients, and coworkers in a better way.

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an umbrella policy is designed to cover: group of answer choices expensive personal property. additional buildings on your property. property when traveling away from home. major personal liability claims. flood damage.

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Major personal liability claims are intended to be covered by an umbrella policy.

What is an umbrella policy?

Umbrella insurance is a sort of personal liability insurance that provides coverage for claims that exceed the restrictions of a normal homeowner's, auto, or watercraft policy. Other members of the policyholder's family or household are also protected by umbrella insurance in addition to the policyholder.

How is personal liability addressed in this case?

Personal liability insurance is all about providing you and your loved ones with financial stability. Your homes policy's personal liability coverage offers protection for claims of bodily injury and property damage experienced by third parties for which you or other members of your household who are covered by the policy are legally liable.

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an 8-year investment provides 10% irr per year. assuming you will actually receive all cash flows as promised, would you really earn 10% rate of return per year? why or why not?

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The true return will change, even though the nominal return stays the same. If the inflation rate is positive under normal economic circumstances, even if the nominal return is 10%, the real return will fall below 10%.

What changes in nominal and real interest rates result from rising inflation?

The real interest rate, according to the Fisher Effect, is equal to the nominal interest rate less the anticipated inflation rate. Therefore, unless nominal interest rates rise at the same rate as inflation, real interest rates decrease as inflation rises.

Real return: Does it fall short of nominal return?

After deducting taxes and inflation, an investment's real return is what was made. Real returns are less favorable than nominal returns, which do not account for inflation or taxes.

Why does inflation affect the nominal interest rate favorably?

Because it takes into account the interest rate before inflation, inflation has a positive impact on the nominal interest rate. Without taking into account any fees or interests, it considers the loan interest rates.

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the process of crafting operational strategy include all of the following except: group of answer choices analyze operations and environment generate tactical alternatives deploy strategies measure, benchmark, review and adjust

Answers

The process of crafting operational strategy is Generate tactical alternatives .

Option B is correct

Capacity Issues In Special- Order Decisions:

A special order decision is a short- term decision to determine if a company should supply a product or service to a client. Besides applicable manufacturing costs of the order, the company will also need to consider if they've redundant capacity to deal with the order. redundant capacity relates to the quantum of spare manufacturing capacity to manufacture products relating to the special order.However, current product and deals will have to be offered, If a company doesn't have sufficient redundant capacity. This will affect in occasion costs incurred and will have to added to the applicable cost of the special order.

What's tactical and strategic?

While strategy is the action plan that takes you where you want to go, the tactics are the individual way and conduct that will get you there. In a business environment, this means the specific conduct brigades take to apply the enterprise outlined in the strategy.

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How will retirement affect us today If your parents are not prepared for retirement?

Please answer as soon as possible. Thanks

Answers

Answer:

They would not have the money to raise you and retire, so being ready for retirement is a must.

Explanation:

two months ago, your company wrote off a receivable account for a customer because it was deemed unlikely to be collectible. today, due to a change in circumstances, you learned that this amount will definitely be collected in the near future. what is the entry required to reinstate the customer's balance?

Answers

Two months ago, your company wrote off a particular receivable account for a customer because it was deemed unlikely to be collectible. Today, due to a change in circumstances, you learned that this amount will definitely be collected in the near future. The entry required to reinstate the customer's balance are Increase Accounts Receivable, increase Allowance for Doubtful Accounts

What is Accounts Receivable?

The money that the business will receive from clients who have used credit to buy its goods and services is known as accounts receivable (AR). The credit period is typically brief, lasting only a few days, a few months, or perhaps even a year.

Accounts payable and accounts receivable are, in essence, two sides of the same coin. Accounts receivables represent the money that customers owe your company, as opposed to Accounts Payables, which represent the money that your company owes to suppliers.

The recording of an accounts receivable transaction in the company's accounting records is known as an accounts receivable journal entry. It is a crucial stage in accurately recording this financial activity. Sales for which money hasn't yet been paid are referred to by the accounting term "accounts receivable."

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using the following assumptions, what was the change in cash from financing? starting cash was $10,000, increase in inventory by $5,000, increase in accounts payable by $8,000, decrease to accounts receivables by $2,000 and an increase to bank loans by $3,000.

Answers

The change in cash from financing will be $3,000, due to a loan taken from banks amounting $3,000 as there is inflow in cash flow.

The other four components such as increase in inventory worth $5,000, increase in accounts payable by $8,000, decrease to accounts receivables by $2,000 do not cause any change in cash flow of the company whereas loan amount worth $3,000 will lead to an increase in cash, hence cause change in cash from financing worth 3,000.

The net amount of cash and cash equivalents flowing into and moving out of a business is known to as cash flow. Money being spent and money collected reflect the inflows and outflows correspondingly.

The complete question is here:

Using the following assumptions, what was the change in cash from financing? Starting cash was $10,000, increase in inventory by $5,000, increase in accounts payable by $8,000, decrease to accounts receivables by $2,000 and an increase to bank loans by $3,000.

Select one:

a. -$3,000

b. $13,000

c. $3,000

d. $6,000

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at the beginning of the year, freye incorporated reports inventory of $6,400. during the year, the company purchases additional inventory for $21,400. at the end of the year, the cost of inventory remaining is $8,400. calculate cost of goods sold for the year.

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If at the beginning of the year, freye incorporated reports inventory of $6,400. during the year, the company purchases additional inventory for $21,400. at the end of the year, the cost of inventory remaining is $8,400. The cost of goods sold for the year is: $19,400.

Cost of goods sold

First step is to calculate the cost of goods sold available for sale

Cost of goods sold available for sale = Additional inventory + Beginning inventory

Cost of goods sold available for sale = $21,400 + $6,400

cost of goods sold available for sale = $27,800

Using this formula to find or determine the cost of goods sold

Cost of goods sold =  cost of goods sold available for sale - Cost of inventory remaining

Let plug in the formula

Cost of goods sold = $27,800 - $8,400

Cost of goods sold = $19,400

Therefore we can conclude that the cost of goods sold is the amount of $19,400.

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irrational decision making in markets results in: externalities. evidence that the rational rules do not lead to their claimed outcomes. some supply decisions not matching marginal costs, and some demand decisions not reflecting marginal benefits. consistent overproduction.

Answers

An irrational decision making in market result in supply decisions not matching marginal costs, and some demand decisions not reflecting marginal benefits.

The marginal cost is the trade in total production cost that comes from making or generating one additional unit. To calculate marginal fee, divide the exchange in manufacturing charges by the trade in amount.

The amount of marginal cost varies according to the quantity of the good being produced. economic elements that impact the marginal value consist of facts asymmetries, advantageous and negative externalities, transaction costs, and charge discrimination. Marginal cost is not associated with fixed expenses.

Marginal cost refers back to the increase or lower within the price of manufacturing one more unit or serving one more patron. it is also called incremental fee.

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rust industrial systems company is trying to decide between two different conveyor belt systems. system a costs $320,000, has a four-year life, and requires $117,000 in pretax annual operating costs. system b costs $400,000, has a six-year life, and requires $111,000 in pretax annual operating costs. both systems are to be depreciated straight-line to zero over their lives and will have zero salvage value. whichever project is chosen, it will not be replaced when it wears out. the tax rate is 21 percent and the discount rate is 10 percent. calculate the npv for both conveyor belt systems.

Answers

The NPV of both System A and System B are -$559,736.92 and -$720,939.16. The firm choose System A conveyor belt system.

System A

Initial Investment in System A = Cost of System A = $320,000

Life of System A = 4 Years

Annual Depreciation of System A as per SLM = Cost of System A / Life

= $320,000 / 4

= $80,000

Pretax Annual Operating Costs = $117,000

Annual Operating Cash Flow = (-Pre-tax Annual Operating Cost - Annual Depreciation) × (1-Tax rate) + Annual Depreciation

= (-$117,000 - $80,000) × (1-0.21) + $80,000

= (-$197,000 × 0.79) + $80,000

= -$155630 + $80,000

= -$75630

NPV of System A = Present value of Operating Cash Flows - Initial Investment

Calculation of Present Value of Operating cash Flows

Present value of Operating cash Flows = Annual Operating Cash Flow × Present value Annuity factor of 10% for 4 Years

= -$75,630 × PVAF(10%,4)

[tex]PVFA(i,n)=\frac{1-\frac{1}{(1+i)^n} }{n}\\PVFA(10,4)=\frac{1-\frac{1}{(1+0.1)^4} }{0.1}\\\\=3.16986545[/tex]

= -$75630 × 3.16986545

= -$239,736.92

NPV of System A = Present value of Operating Cash Flows - Initial Investment

= -$239,736.92 - $320,000

= -$559,736.92

System B

Initial Investment in System B = Cost of System B = $400,000

Life of System B = 6 Years

Annual Depreciation of System B as per SLM = Cost of System B / Life of A

= $400,000 / 6

= $66,666.6667

Pretax Annual Operating Costs = $111,000

Annual Operating Cash Flow = (-Pre-tax Annual Operating Cost - Annual Depreciation) × (1-Tax rate) + Annual Depreciation

= (-$111,000 - $66,666.6667) × (1-0.21) + $66,666.6667

= (-$177,666.667 × 0.79) + $66,666.6667

= -$140,356.6667 + $66,666.6667

= -$73,690.00

NPV of System B = Present value of Operating Cash Flows - Initial Investment

Calculation of Present Value of Operating cash Flows

Present value of Operating cash Flows = Annual Operating Cash Flow × Present value Annuity factor of 10% for 6 Years

= -$73,690 × PVAF(10%,6)

[tex]PVFA(i,n)=\frac{1-\frac{1}{(1+i)^n} }{n}\\PVFA(10,6)=\frac{1-\frac{1}{(1+0.1)^6} }{0.1}\\\\=4.3552607[/tex]

= -$73,690 × 4.3552607

= -$320,939.16

NPV of System B = Present value of Operating Cash Flows - Initial Investment

= -$320,939.16 - $400,000

= -$720,939.16

NPV of System A = -$559,736.92

NPV of System B = -$720,939.16

Since System A's NPV is less negative, System A ought to be picked.

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a monopolist or an imperfectly competitive firm practices price discrimination primarily to: a reduce marginal costs. b increase consumer surplus. c lower total costs. d increase profits. e expand plant size.

Answers

A monopolist or an imperfectly competitive firm practices price discrimination primarily to lower total costs.

What is monopoly?
According to Irving Fisher, a monopoly is a market where there is "no competition," which results in a situation where one person or business is the sole supplier of the a specific good or service. This contrasts with oligopoly and duopoly, which involve a small number of sellers controlling a market, and monopsony, which refers to the a single entity's control of the a market to buy a good or service. Monopolies are thus characterised by a lack of viable substitute products, a lack of economic contest to produce the product or service, and the potential for a high monopoly price that is significantly higher than the seller's marginal cost and generates a high monopoly profit.

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A company recorded an event that caused assets, liabilities and cash flow from financing activities to increase, but had no affect on net income. This event could have been due to ______.

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An event that caused assets, liabilities and cash flow from financing activities to increase, but had no affect on net income could have been due to borrowing money with a two year term to maturity.

The maturity date also known as a final maturity date can be defined as the date on which a debt obligation is to be redeemed, as agreed upon contractually. Maturity date also can be described as the date on which the final payment is due on a loan or other financial instrument, such as a bond or term deposit, at which point the principal is due to be paid.

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When coca-cola introduced new coke it was a marketing failure. Someone in the marketing department likely thought the new recipe was a disaster waiting to happen, but didn’t speak up. This is most likely an example of.

Answers

Groupthink is when someone in the marketing department likely thought the new recipe was a disaster waiting to happen but didn't speak up.

Groupthink is a phenomena that happens when people come to an agreement without using critical thinking or weighing the pros and drawbacks. Groupthink is founded on a shared goal to maintain a group's equilibrium.

Groupthink has the potential to make people ignore crucial facts, which can eventually result in bad actions. Even in modest circumstances, this can be detrimental, but in some contexts, the repercussions can be considerably more severe.

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assume a company uses the weight-average method in its process costing. its work in process t-account for the refining department for august is: work in process: refining department debit credit august 1 balance 62,000 completed and transferred to finished goods ? materials 310,000 direct labor 72,000 overhead 181,000 august 31 balance ? the august 1 work in process inventory consisted of 6,000 units with $41,500 in materials cost and $20,500 in conversion cost. the august 1 work in process inventory was 100% complete with respect to materials and 40% complete with respect to conversion. during august 48,000 units were started into production. the august 31 work in process inventory consisted of 8,000 units that were 100% with respect to materials and 60% complete with respect to conversion. the materials cost included in the amount transferred from the refining department to finished goods is closest to:

Answers

The materials cost included in the amount transferred from the refining department to finished goods, under the weighted-average method, is closest to $299,460.

What is the weighted-average method for computing equivalent units?

The weighted-average method for computing the equivalent units does not include the units of the beginning inventory but includes the units transferred out and the ending inventory.

The equivalent units include the units completed using the percentage of completion for units transferred out and the ending inventory.

T-accounts:

Work-in-Process: refining department

Date        Account Titles         Debit        Credit

August 1 balance                    62,000

Completed and transferred to finished goods ?

Materials                               310,000

Direct labor                            72,000

Manufacturing overhead     181,000

August 31  balance                                           ?

Physical Flow:

Beginning work in process        6,000

Started into production            48,000

Units available for production 54,000

Ending work in process             8,000

Units transferred out               46,000

Equivalent units of production:

                                             Materials            Conversion Costs

Units transferred out          46,000 (100%)      46,000 (100%)

Ending work in process       8,000 (100%)         4,800 (60%)

Total equivalent units        54,000 units         50,800 units

Cost of production:

                                             Materials     Conversion    Total Costs

Beginning inventory             $41,500         $20,500         $62,000

Costs incurred                      310,000         253,000         563,000

Total costs incurred           $351,500       $273,500      $625,000

Unit cost per equivalent unit  $6.51          $5.38

Costs assigned:

Units transferred out       $299,460 ($6.51 x 46,000)

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an increase in the price of blueberries would lead to a(n) a. increased supply of blueberries. b. a movement up and to the right along the supply curve for blueberries. c. a movement down and to the left along the supply curve for blueberries. d. both a and b are correc

Answers

A movement up and to the right along the supply curve for blueberries impact on the increase in blueberry prices.

The supply curve can be described as a graphic representation of the correlation between the cost of a good or service and the quantity supplied for a given period. In the supply curve, the quantity supplied will appear on the horizontal axis while the price will appear on the left vertical axis. In economics, supply can be described as the amount of a resource that firms, producers, labourers, providers of financial assets, or other economic agents are willing and able to provide to the marketplace or to an individual.

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Market researchers often report discretionary income. Discretionary income is your disposable income minus your fixed expenses. Your disposable income is $2,920. After you pay fixed expenses of rent, utilities, groceries, and a car payment, you have $900. What percentage of your disposable income is discretionary?.

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The percentage of the disposable income that is discretionary is equal to 30.82% if the amount left after fixed expenses is $900.

As the amount left after payment of the fixed expenses is $900, this is said to be the discretionary income because discretionary income is equal to the disposable income minus fixed expenses.

Now we can calculate the percentage of disposable income that is discretionary as follows;

percentage of disposable income that is discretionary = (discretionary income ÷ disposable income) × 100

% discretionary income = (900 ÷ 2,920) × 100

% discretionary income = 90,000 ÷ 2,920

% discretionary income = 30.82%

Hence, 30.82% of the disposable income is calculated to be discretionary if the disposable income is $2,920 and the amount left after payment of fixed expenses is $900.

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when billie moved from iowa to sweden, she was surprised how little entrepreneurism she saw. this is most likely because of which drawback of socialism

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When Billie moved from Iowa to Sweden, she was surprised how little entrepreneurism she saw. this is most likely because of possible brain drain drawback of socialism.

A significant exodus or migration of people is referred to as "brain drain" in slang. A brain drain might be the consequence of internal unrest in a country, the availability of lucrative job possibilities abroad, or a desire to move to a country with a higher standard of living. When workers perceive higher salary, benefits, or upward mobility inside another business or sector, brain drain may also take place at the organizational or industrial levels, in addition to occurring geographically.

Tax money is lost, which is one of the effects of brain drain.Increasing public investment in the neighborhood economy is one of the greatest approaches to stop brain drain.

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When using costs or other monetary measures from different years as a statistic in a speech, it is important to consider the of the dollar in terms of inflation. True or false?.

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It is true that it is crucial to take inflation into account when citing prices or other financial indicators from various years as statistics in speeches.

The term "inflation" refers to a rise in prices, which over time results in a loss of purchasing power. The average price increase of a basket of chosen goods and services over time can be used to determine the rate at which buying power is decreasing. A financial indicators unit of money now effectively has less purchasing power than it had in earlier periods due to the inflation increase in prices, which is frequently stated as a percentage. Deflation, on the other hand, is characterized by a drop in prices and a rise in purchasing power.

With regard to a wide range of goods and services, inflation seeks to assess the overall effect of price fluctuations. It financial indicators enables the representation of the rise in the price of goods and services over time in an economy as a single value.

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What do economists mean by​ an economically efficient level of​ pollution? the economically efficient level of pollution is that amount where.

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Pollution is most effectively produced when its total benefits outweigh its total costs by a large enough margin. When the marginal benefit of the an extra item of pollution is equal to its marginal cost, this situation arises.

What is Pollution?
The introduction of pollutants into the environment that have a negative impact on it is known as pollution. Pollution can be any kind of material or energy. Both naturally occurring contaminants and foreign substances/energies can be considered pollutants, which are the elements of pollution. Despite the fact that natural disasters can result in environmental pollution, the word pollution generally implies that contaminants came from an anthropogenic source, or a source made possible by human activity. Point source and nonpoint source pollution are two common categories for pollution. Nine million people died worldwide in 2015 as a result of pollution. With little discernible progress against pollution, this remained constant in 2019. 34 of these previous deaths were caused by air pollution. The most prevalent types of pollution are air pollution, light pollution, litter, pollution, plastic pollution, contamination of the soil by radioactive agents, thermal pollution, visual pollution, and water pollution.

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the problems in the interbank lending market such as those seen during the 2007–2009 financial crisis would have affected your ability to take out a personal loan with a bank. explain how.

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The interbank lending market such as those seen during the 2007–2009 financial crisis would have affected your ability to take out a personal loan with a bank In early 2007, subprime lenders began to file for bankruptcy.

The collapse of the American investment bank Lehman Brothers on September 15, 2008, hastened the worldwide financial crisis brought on by the subprime mortgage crisis in the United States. Financial and capital markets have been seriously damaged by the financial turbulence. The international economy was dealt a crippling blow, and a global recession resulted. In this case, significant financial institutions from the United States and Europe experienced severe losses as a result of subprime mortgage loans and related securitized securities. Conversely, the direct losses suffered by Japanese institutions participating in these securitized assets were rather small. Numerous elements related to the financial services industry were found in analyses of the causes of the global financial crisis. One of these was the use of extremely high leverage in a variety of on- and off-balance-sheet operations.

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